Claiming compensation can be lengthy and complicated, requiring attention to detail. The first thing you need to do is understand your rights as an injured party and what options are available to you. Injuries caused by other people’s negligence can range from minor injuries to life-threatening ones.
If someone else’s negligence caused your injury, you might be entitled to claim compensation for your injuries. A personal injury lawyer in Ajax can help guide you through the process so that you obtain just compensation for your losses and suffering. You need to prove three things in court before you can be awarded compensation:
• The person responsible for your injury must have been negligent. This means they did not take reasonable care to avoid causing harm or damage
• You suffered injuries as a result of this negligence
• You have suffered financial losses due to your injuries
How much time do I have to make a claim?
You only have three years to make a personal injury claim when your accident happened. If you take longer than this and try and make a claim after the three years has expired, your case will not be valid, and you will not be able to sue anyone for compensation. When making a claim for compensation after an injury or death of a loved one, several things will happen during this process:
• You will be given instructions on what to do to claim compensation. These instructions may include contacting the insurer and how long you will have to make your claim. You may not be familiar with the law or have time to deal with the insurance company, but a lawyer can help you negotiate with the adjusters and get the compensation you deserve.
• The insurance company will investigate your claim and decide whether it is likely that you are entitled to compensation. This investigation usually takes several weeks or months. The insurance company may ask you for more information or evidence during this time. If the insurance company decides not to pay your claim, they must give you written notice of their decision within 14 days of receiving all the information they need from you.
• Suppose the insurer accepts your claim. In that case, they might offer you compensation immediately, or they might wait until later before doing so (for example, when they have completed their investigations). However, suppose your claim is rejected by the insurer but later accepted by another insurer that takes over responsibility for paying claims on your policy. In that case, this new insurer must pay upfront rather than waiting until later (for example, when it has completed its investigations).
• If the insurance company for the person responsible for your injuries has denied liability or offered you a low settlement offer, then it’s time to hire a lawyer. Insurance companies often undervalue claims and try to convince people they don’t deserve as much money as they really do.
